https://eqllp.co.uk/index.php/tools/blocks/blog_posts/rss?bID=2726&cID=168&arHandle=Main Most recent posts from Blog feeds https://eqllp.co.uk/blog/weekly-roundup-30-11-16/ In this week's roundup we report on claims that employment has not been negatively impacted by changes to the National Living Wage, an announcement that the FCA is to review the payday loan interest rate cap, a new focus on big business good governance by the government, and how Christmas mail will likely be affected by an upcoming Post Office strike. Wed, 30 Nov 2016 09:38:00 UTC https://eqllp.co.uk/blog/defining-portfolios/ Investment Analyst Graeme Black explains how and why we invest in defined returns products. Mon, 28 Nov 2016 07:58:00 UTC https://eqllp.co.uk/blog/investment-team-running-challenge/ The Equilibrium Investment Team aimed to run 210 miles for charity as part of our 21st anniversary celebrations. See how we fared... Fri, 25 Nov 2016 09:30:00 UTC https://eqllp.co.uk/blog/21-lessons-in-business/ Founder & Partner, Colin Lawson, shares the 21 most valuable lessons that he has learnt from 21 years of business. Thu, 24 Nov 2016 08:51:00 UTC https://eqllp.co.uk/blog/weekly-roundup-23-11-16/ Our roundup this week includes news that the decision to leave the European Union has wiped $1.5 trillion off UK household wealth, as well as IBM's announcement that it is to further invest in UK data centres despite the Brexit vote. We also bring news of the government further reducing its stake in Lloyds Banking Group and the bank collapse compensation limit returning to £85,000. Wed, 23 Nov 2016 09:28:00 UTC https://eqllp.co.uk/blog/intergenerational-planning-much-more-than-cutting-your-iht-bill/ Intergenerational planning and cutting your Inheritance Tax (IHT) bill are often viewed as one and the same. Although they can go hand in hand, at Equilibrium we believe they are very different. Wed, 23 Nov 2016 08:23:00 UTC https://eqllp.co.uk/blog/the-importance-of-financial-planning-for-young-people/ Financial planning is a useful and necessary tool for any young person hoping to build and increase their assets in order to enjoy a more comfortable financial position in later life. It is also important that you choose the right financial planner, alongside the right cashflow modelling tool, to help you meet your long-term objectives. Mon, 21 Nov 2016 10:43:00 UTC https://eqllp.co.uk/blog/weekly-roundup-16-11-16/ This week's roundup covers positive first-half gains for Vodafone, as well as Tesco posting its fastest sales growth for three years. We also report on a first annual profits dip in six years for easyJet and warnings from the Money Advice Service that 16 and 17-year-olds are ill-prepared for dealing with finances as they approach adulthood. Wed, 16 Nov 2016 09:48:00 UTC https://eqllp.co.uk/blog/weekly-roundup-09-11-16/ Our roundup this week includes the result of the US presidential election and its impact on the dollar, as well as the announcement of a profits loss for M&S, attempts by the UK to boost trade links with India and a cyber heist affecting 20,000 Tesco Bank customers. Wed, 09 Nov 2016 10:07:00 UTC https://eqllp.co.uk/blog/the-new-residential-nil-rate-band-should-you-change-your-will/ By Amanda Bailey, Solicitor at Knights (Professional Services Limited), Chester Mon, 07 Nov 2016 14:24:00 UTC https://eqllp.co.uk/blog/business-owners-wouldn-t-recommend-donald-trump-s-1-million-loan/ By speaking to various business owners, Equilibrium has discovered the majority are pleased they started out the way they did, rather than using a significant loan, such as the one received by Donald Trump when setting up his real estate business. Mon, 07 Nov 2016 09:42:00 UTC https://eqllp.co.uk/blog/roadworks-ahead-why-infrastructure-spending-must-rise/ Clam chowder, crab shacks, whale watching and sandy feet. These are the thoughts evoked as the Sagamore Bridge looms into sight. The bridge is the main link between mainland Massachusetts and Cape Cod and for many years has heralded the start of sunny holidays on the peninsula... Fri, 04 Nov 2016 13:12:00 UTC https://eqllp.co.uk/blog/weekly-roundup-02-11-16/ Our roundup of another eventful week in the finance and investment world includes news of a dip for the FTSE 100 following share drops for BP and Standard Chartered, an announcement by Bank of England Governor Mark Carney that he will stay on in the role for an extra year, claims that the UK manufacturing sector is currently on a firm footing and a warning from the Treasury for businesses to get ready for the introduction of a new £1 coin. Wed, 02 Nov 2016 09:36:00 UTC https://eqllp.co.uk/blog/youre-hired/ Managing Partner Gaynor Rigby shares her top tips for a comprehensive hiring process. Mon, 31 Oct 2016 16:08:00 UTC https://eqllp.co.uk/blog/why-young-people-should-be-thinking-about-their-pensions/ Many young people delay thinking seriously about retirement until they're older, but this can have a hugely negative influence on your financial position when you reach retirement age. Here, we discuss the benefits of starting your pension saving early. Mon, 31 Oct 2016 09:26:00 UTC https://eqllp.co.uk/blog/weekly-roundup-26-10-16/ In our roundup this week we report on figures showing that many married couples are failing to take advantage of marriage tax allowance, subdued retail spending in September, improved protection for master trust pensions and a report claiming that significant changes are required at the financial bodies the FCA and PRA. Wed, 26 Oct 2016 09:30:00 UTC https://eqllp.co.uk/blog/it-s-never-too-early-to-write-a-will/ The thought of writing a Will is something many young people either recoil from or put off until later in life. While this is understandable - not many of us like to think about our own death - it is never too early to think about creating a Will, especially as none of us know what will happen in the future. Tue, 25 Oct 2016 12:15:00 UTC https://eqllp.co.uk/blog/a-short-guide-to-family-financial-planning/ We all want to provide for our family and lay the foundations that will ensure our children are financially secure in the future. Family financial planning enables us to do this. By making the right preparations now, we can make sure our children benefit both in their early years and as they enter adulthood. Fri, 21 Oct 2016 10:15:00 UTC https://eqllp.co.uk/blog/weekly-roundup-19-10-16/ As part of our roundup this week we bring news of UK inflation climbing to 1.0% in September, a full-year profits forecast cut from budget airline Ryanair, housebuilder Bellway warning of a price squeeze from suppliers and new findings showing that the self-employed are currently earning less than they did in 1995. Wed, 19 Oct 2016 09:37:00 UTC https://eqllp.co.uk/blog/what-would-you-do-with-a-small-loan-of-1-million-colin-lawson-equilibrium/ In late 2015 Donald Trump courted controversy when he revealed he first started out in business with the help of $1 million from his father, which he described as a "small loan". We wanted to ask local business owners for their thoughts on the comments and what they would have done with such a loan when setting up their business. Mon, 17 Oct 2016 09:43:00 UTC https://eqllp.co.uk/blog/a-day-in-the-life-of-a-paraplanner/ Rob Ellis, Team Leader at Equilibrium, shares what a typical Monday looks like for him. Fri, 14 Oct 2016 00:52:00 UTC https://eqllp.co.uk/blog/weekly-roundup-12-10-16/ This week's finance and investment news roundup includes a drop in shares for Samsung Electronics following safety concerns regarding its flagship Galaxy Note 7 smartphone, an increase in UK retail sales in September, another fall for sterling amid continued Brexit concerns and a survey revealing that many travelers are receiving less than one euro to the pound in airports. Wed, 12 Oct 2016 14:31:00 UTC https://eqllp.co.uk/blog/why-young-people-should-consider-life-insurance/ Life insurance is something many of us don't think about until we're older; however, taking out this type of cover earlier in our lives can be highly beneficial. Here, we explain why. Mon, 10 Oct 2016 09:34:00 UTC https://eqllp.co.uk/blog/voyant-viewing-the-future-with-confidence/ Voyant is a cashflow planning system that can play a key part in a client understanding their financial future. In the hands of skilled advisers, and in close collaboration with clients, Voyant is a powerful tool. Fri, 07 Oct 2016 08:01:00 UTC https://eqllp.co.uk/blog/weekly-roundup-05-10-16/ In our roundup this week, we report on a 31-year low for sterling against the US dollar following the announcement that the UK will begin the process of leaving the EU in March next year, findings showing that millions of people have savings amounting to less than £100, a climb in sales for the baker Greggs and claims that the UK is facing a significant rental home shortage. Wed, 05 Oct 2016 09:35:00 UTC