An investor who could predict the future would be a very good investor indeed. However, while we can analyse trends and make informed guesses, the truth is that nobody knows what will happen in the future. Looking to the past, however, can help us to understand the evolution of personal finance and wealth management, and perhaps even provide clues for what's ahead. Our infographic shows just how much the world of personal finance has changed over the years.

In our roundup this week, we discuss BP reporting its worst annual loss for more than 20 years and the impact this has had on the FTSE 100, news of Sainsbury's agreeing to buy Argos owner Home Retail and figures suggesting taxpayers are increasingly favouring online returns.

As we edge nearer to Christmas and the end of 2015, we take a look back in this roundup at a week that has seen UK consumer confidence grow in December, oil prices edging up for peak season, predictions of renting costs outpacing house prices and a £26 million settlement to be paid by Npower.

Our roundup this week brings you news of a rise for crude oil futures following a pledge from Saudi Arabia towards oil price stability, a new survey indicating the majority of Britons are in favour of leaving the EU following the Paris attacks, research concluding that more young people than old are living in poverty in the UK and calls for hundreds of thousands of women to receive pension compensation.